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Apply NowVishal Shah
Mortgage Agent Level 1
Dominion Lending Centres is a national mortgage brokerage and leasing company with more than 2,000 members offering free expert advice across Canada - taking the hassles out of the mortgage process and simplifying your life.
Welcome to Your Mortgage Journey with Vishal Shah
As your Mortgage Agent, I’m here to guide you through the mortgage process with clarity and confidence—always putting your best interests first. I know that navigating the world of mortgages can sometimes feel overwhelming. The paperwork, rate comparisons, and decisions can pile up quickly. That’s where I come in.
My job is to simplify it all. I’ll break the process down into clear, manageable steps, helping you understand each one so you always feel informed and in control. Whether you’re buying your first home, refinancing, or exploring investment opportunities, I’ll take care of the complexities so you can focus on what matters most—your future.
With deep market knowledge and a strong commitment to transparency, I work diligently to secure the best possible deal tailored to your needs. My approach is built on simplicity, trust, and peace of mind. You're not just a client—you're a partner. And I’m here to make sure your mortgage experience is smooth, stress-free, and even enjoyable.
Homeownership should be exciting, not exhausting. I’m here to ensure that every step of your journey is handled with care and expertise. Reach out anytime—I’m always ready to help.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 5.09%
- $586.74
- $62.01
-
- 2 Years
- 5.44%
- $606.90
- 4.54%
- $555.70
- $51.20
-
- 3 Years
- 4.62%
- $560.16
- 4.24%
- $539.11
- $21.05
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.24%
- $539.11
- $17.70
-
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
-
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50
Videos
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
CHD - Comprendre sa cote de crédit
CHD - Taux Variable VS Taux Fixe
CHD - Préautorisation prêt hypothécaire
Why should Canadians use a mortgage expert?
What is the difference between a variable rate mortgage and an adjustable rate mortgage?
How does the Bank of Canada rate impact the demand for housing?
How does the qualifying rate impact Canadians?
Is a fixed rate mortgage better than a variable mortgage?
What is the benchmark rate?
How are fixed rate mortgages determined?
Should Canadians shop the market for a mortgage, or are they all the same?
Why should Canadians care about inflation?
Is consolidating debt a smart move?
What is the best way to handle credit card debt?
How are variable rates set?
Are fixed mortgages or variable rate mortgages more popular?
Will the variable rate trend continue?
How are mortgage brokers compensated?
Are mortgage brokers regulated?
What is a basis point?
How can first-time home buyers get into the housing market?
What is mortgage insurance?
Is there only one mortgage insurer?
Do you expect OSFI to make changes to the qualifying rate?
How has increased immigration impacted the housing market?
Est-ce que la Banque du Canada réduire l'inflation actuelle?
Comment est-ce que l'augmentation de l'immigration a changé le marché de l'habitation?
Comment est-ce que l'augmentation de l'immigration a changé le marché de l'habitation?
Est-ce que la SCHL est le seul assureur hypothécaire?
Que'est-ce que l'assurance prêt hypothécaire?
Comment est-ce que l’acheteur d’une première maison peut accéder au marché immobilier?
Qu'est -ce qu'un point de base?
Est-ce que lest courtiers hypothécaires sont réglementés?
Comment est-ce qu'un courtier hypothécaires est rémunéré?
Est-ce que cette tendance va continuer? (Suivi de la question précédente)
Quels sont les plus populaires : les prêts hypothécaires à taux fixe ou à taux variable?
Comment est-ce que les taux variables sont fixés?
Quelle est la meilleure facon de gérer une dette de carte de crédit?
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